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Exotic Publishing's Terms and Conditions

• Your personal information remains private.
  
  To my trusted clients I will never sell, barter, trade or give away anything you send us – including your e-mail address, but on one of my blogs, I do publish a badlist of clients or people who are no longer clients. A badlist is standard in the escort industry.
  
  If you aren't like any of the reasons below, you have absolutely nothing to worry about. Discretion is my middle name & has been for the last 19 years since I started in this industry.
  
  Here are the reasons people would go on my badlist:
  
  
  1. people who are nasty
  2. threaten me with chargebacks for no reason (this is fraud & I don't tolerate fraudsters)
  3. people who purchase on a payment plan and don't pay the full amount in full. While some people can fall on hard times, everyone should know if they have the means to make the 3 easy payments. (see more on this below)
     
     Buying something when you know you won't be able to pay 30 and 60 days later is fraud. You received the product, and you are responsible for payment.
  4. people who don't read our simple policies & procedures once they they have purchased. Every professional company has policies & any well versed consumer should know that. These policies are in both text & audio for clients' convenience. This way all clients should be aware of what is expected of them & how I operate.
  5. people who are so impatient, they hound me before even giving me a chance to get to them. I am known for my excellent quick customer service & being very quick at returning e-mails and phone messages, so if I get to my desk to find 1-3 e-mails from the same person who purchased late in the night & they are threatening me or hounding me over & over again & calling me a scam because I haven't responded to their order yet, I take that very seriously. This is after my policies & procedures page has been given to them.
  6. people who don't belong in this industry because they are mean spirited.
     
     As I hope you already know, I am trying to clean up this industry from negative people who freak out, steal, control people, force people, back stab, and generally cause problems. There are enough of those types already in existence, & I'm not talking about people who have a bad day or get angry, we all do that. I'm talking the people who are mean spirited the majority of the time.
     
     The escort industry needs to change & that is one of the goals I strive for.
     
     I don't offer refunds for a few reasons.
     
     Since 2002 I've been selling my business kits & in this time, only one person ever asked me for a refund, and that was because I was offering a guarantee at the time. She used me to get the information knowing all the while she was going to ask for a refund. She even admitted later on that she didn't know most of the material in the kit.
     
     I consider that behavior to be fraudulent, & because too many people who wish to get into the escort industry are of this nature, I can never offer a refund unless it's an unusual circumstance. For those rare situations, I do charge a 15% processing fee to cover all the time I spent with you plus any charges I was charged to complete & then refund your order & trust me, that does not cover my time as that would usually mean I've spent at least 30-60 minutes discussing things first & I bill out at $90/hour.
     
     I work really really hard to build Exotic Publishing and give you the best I can & my information is very valuable.
     
     Just like you can't buy a book from a bookstore & then return it, the same rule applies at Exotic Publishing. You can't read & learn from my material & then decide you didn't like it. That's no different then taking a course at a college or University, deciding you don't like the course & then asking for your money back. It just doesn't happen.
     
     There is no reason for refunds because clients love my business kits as you can see here & here....

  Like I said, if you don't have any of the traits I mentioned above & 95% of you don't, you have nothing to worry about. It is NOT my goal to hurt others by outing them. My nature is friendly, down to earth and I just love helping others.

  Out of the close to 1,000 happy clients to date, only 20+ people have ever made it onto that badlist.

  So, please make sure you are serious about purchasing before you move forward. People who play games online by changing their minds after they have already purchased are low in my books. Businesses lose money in fees, time, stress, paying support staff etc. When you do that, it's not fair to them.
  
  If you are uncertain about the company you are purchasing from, then e-mail them or phone them to talk to them first. Get a feel for who they are before you take out your credit card.
  
  No one can fault you for screening, that is what I do when I don't know the company.
  
  I NEVER change my mind after purchasing something, not unless the product doesn't work, the company rep has disappeared, or they mislead their service, but that is very rare.
  
  I don't disappear, I'm always here unless I go away on business and then I keep on top of e-mails to ensure you are taken care of.
• Please make sure your computer is in top notch order & you know how to follow simple instructions. If you don't, please purchase the printed version of my business kits.
  
  Because too many clients are computer illiterate or don't read the instructions they are given, I no longer offer free tech support.
  
  If you need tech support, there is a small $25 fee to get your computer working properly &/or get your business it open.
• If you are ordering via my 3 month payment plan and your card declines on either the 2nd or 3rd month, there will be a $30 service charge for each month it declines.
  
  If getting the outstanding monthly payment from you exceeds 7 days, another $20 will be added for every 7 days we have to chase after you.
  
  If I do not receive the 2nd & 3rd month from you either because you have disappeared or you just keep lying about paying your bill, you will be put on my badlist for fraud.
• Lastly, if you ever commit fraud by calling your bank & lying about your purchase and your credit card purchase comes back as fraudulent, I WILL send it to collections which will affect your credit rating.
  
  There will also be an extra $50 fee to cover my bank fees for you lying, plus a 40% service charge on top of that amount to cover the collection agency fees.
  
  I hope we NEVER have to deal with anything you have read above, but I want to be upfront about our policies so there are no surprises down the road. 

Thank you for visiting my site, and I look forward to you becoming one of my many speicial clients of Exotic Publishing!

Michelle
Exotic Publishing